TERMS OF USE (coverityifs.com)

Last Updated: June 6, 2026

These Terms of Use (“Terms”) govern your access to and use of the website(s), landing pages, quote forms, and related online services (collectively, the “Site”) operated by Coverity Insurance and Financial Solutions, LLC (“Coverity,” “we,” “us,” or “our”). By using the Site, you agree to these Terms.

1) Who We Are

Coverity is an insurance and financial services agency. Depending on licensing, carrier appointments, eligibility, and availability, we may assist with:

• Commercial insurance, including workers’ compensation

• Group benefits

• Individual health insurance, including Medicare-related plans

• Long-term care insurance

• Referrals to third-party providers for living trust / estate planning-related services (non-attorney trust service)

We are licensed in California and Nevada and currently operate in California.

2) No Professional Advice; No Binding or Guaranteed Coverage

Information on the Site is for general informational purposes only and is not legal, tax, investment, or accounting advice.

Submitting information through the Site:

• Does not bind coverage

• Does not guarantee eligibility, acceptance, rates, or savings

• Does not obligate any insurer to offer coverage

All quotes/proposals are estimates based on the information provided and are subject to underwriting, verification, and carrier terms.

3) Your Responsibilities

You agree to provide information that is accurate, current, and complete. You are responsible for reviewing any proposal, application, and policy documents for accuracy.

4) Consent to Contact (Phone / Email / SMS)

By submitting your information, you authorize Coverity to contact you about your request and related services by:

• Phone

• Text message (SMS)

• Email

Consent is not a condition of purchase. Message and data rates may apply. Opt-out options are described in our Privacy Policy.

5) Call Recording and Monitoring (California Notice)

To support quality assurance, training, and compliance, calls may be recorded and/or monitored, where permitted by law.

• By calling us, you consent to recording/monitoring.

• If we call you, we may notify you at the start of the call that it is recorded.

If you do not consent, please do not continue the call and contact us by email at [email protected].

6) Third-Party Tools and Websites

We may use third-party platforms to operate the Site and provide services (e.g., CRM, texting/email, scheduling, e-signature, hosting, analytics). Your use of any third-party sites/services may be subject to their terms and privacy practices. Coverity is not responsible for third-party content, services, or privacy practices.

7) Medicare Disclaimers (Where Applicable)

Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Please contact Medicare.gov or 1‑800‑MEDICARE to get information on all of your options.

We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

8) Living Trust / Estate Planning Referral Disclaimer

If you request living trust or estate planning-related information, you understand:

• Coverity is not a law firm and does not provide legal advice.

• We may refer you to a non-attorney trust service, which provides its services under its own terms and privacy practices.

You should consult an attorney for legal advice.

9) Intellectual Property

All Site content (including text, graphics, logos, and design) is owned by or licensed to Coverity and may not be copied, modified, distributed, or exploited without permission, except as allowed by law.

10) Disclaimers

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, COVERITY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON‑INFRINGEMENT.

11) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COVERITY WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE SITE.

12) Changes to These Terms

We may update these Terms at any time by posting a new version on the Site and updating the “Last Updated” date. Continued use means you accept the revised Terms.

13) Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles.

14) Contact

Coverity Insurance and Financial Solutions, LLC

453 S Spring St Ste 400, Los Angeles, CA 90013

Phone: 213-387-6948

Email: [email protected]

Website: https://coverityifs.com