Protect and Preserve Life Saving

When people reach 50’s, the focus of their investments often shifts from growth to safety. At their age, any significant market downturn will result in heavy losses that they may not have enough time to recover from. We offer solutions that guarantee that your money will be safe and at the same time offer growth when the market rises.

Tax Free Retirement

According to a research study by the Lincoln Financial Group in 2009, taxes represent the greatest expense incurred by the retirees with income of $50,000 or more.

With right planning, our clients can minimize or even eliminate the taxes leaving more money that can be spent on family, traveling, better care or anything else they would like. This planning must be done early, not when you are ready to retire.

Legacy Planning

We help our clients with legacy planning so that when they eventually pass away, their life long savings will go to the beneficiaries without the heavy, immediate and unnecessary taxation.