There are many challenges our clients face every day of their lives. Two of the main areas of challenges are healthcare and finance.

In the area of healthcare;

• The cost of healthcare coverage
• How to select the right plan – both individual and Medicare
• Share of cost can be significant
• Neither health insurance nor Medicare covers Long Term Care

 In the area of wealth preservation, there are 4 risks to wealth;

• People live longer, so money needs to last longer
• Low interest rate is driving money to higher risk investments
• Market fluctuations means uncertainty of one’s financial future
• Taxes! Need we say more?